Who We Are
At Keystone Financial Group, we have been committed to helping local business owners achieve their personal financial goals and those of their business since 1999.
Our firm was founded by CPAs, Rhonda Gilbert and Tom Savage, who envisioned an independent financial advisory firm that caters to all aspects of clients’ financial lives. By utilizing their vast experience in accounting and finance, our founders have propelled Keystone from its humble beginnings of simple money management to the highly respected firm that we are today. Now, our team, led by Andrew Gilbert & Ryan McCafferty, continues to uphold our vision of providing a superior service experience and customized strategies that consider all facets of your financial life. Whatever your unique goals may be, our team can help you achieve them by providing actionable solutions and guidance in the areas of portfolio management, personal financial planning, life insurance, and employer sponsored retirement plans.
As part of your trusted financial family, we believe it’s our responsibility to help you achieve your vision of financial success and retire comfortably, and we take that obligation very seriously.
Our Team
Check the background of our investment professionals on FINRA’s BrokerCheck.
Rhonda Gilbert, CPA
CEO
Rhonda is the Chief Executive Officer and co-founder of Keystone Financial Group. As an accounting and finance professional, Rhonda has over 30 years of experience. She has spoken at numerous associations and corporate functions regarding topics such as strategic financial planning for business owners, business succession, risk management strategies, and tax planning strategies.
Rhonda graduated with a degree in accounting from Georgia College & State University and currently lives in Marietta. Her son Andrew is also a member of the Keystone Financial Group team.
Tom Savage, CPA
CFO
Tom is co-founder and serves as the Chief Financial Officer of Keystone Financial Group. Tom has over 25 years of accounting and finance experience and often works with clients to help them with financial issues such as retirement planning, risk management strategies, and strategic planning for business owners.
Tom is a graduate of Auburn University with a degree in accounting and currently lives in Suwanee.
Gary Fortier, CPA
CCO
Gary serves as the Chief Compliance Officer for Keystone Financial Group. Along with managing the day to day compliance and regulatory requirements for the firm, Gary also assists clients with their financial planning needs. This often includes cash flow projections and budgeting for small business owners, risk management and insurance solutions, and retirement planning needs.
Gary has over 20 years of experience and is also well versed when it comes to financial and accounting systems and how they can help benefit clients.
Gary graduated with a degree in accounting from Bentley College and currently resides in Marietta.
Andrew Gilbert, CFP®
CIO
Andrew serves as the Chief Investment Officer for Keystone Financial Group. As Chief Investment Officer, Andrew is responsible for designing and monitoring investment portfolios for clients based on their needs, goals, and personal financial situation.
Aside from closely monitoring client investments, Andrew also assists clients with retirement plan design and implementation for small business owners, investment taxation strategies, and general financial planning strategies.
He graduated with a BBA in Finance from Georgia Southern University in 2009 where he was also a member of the baseball team. In 2011, he completed the financial planner program at Oglethorpe University in Atlanta. Andrew is a CERTIFIED FINANCIAL PLANNER™ professional and currently lives in Marietta.
Ryan McCafferty, CFP®
Financial Advisor
Ryan is a CERTIFIED FINANCIAL PLANNER™ professional and Financial Advisor for Keystone Financial Group. His primary focus is assisting individuals and small/medium size business owners in the areas of portfolio management, personal financial planning, life insurance, and estate planning. In addition, Ryan helps several of our corporate clients with retirement plan design and implementation, asset protection strategies, and exit planning.
He graduated with a BBA in Finance from Georgia Southern University in 2011 where he was also a member of the baseball team. Ryan currently lives in Atlanta with his wife and their two children.
Nancy Houska
Investment Advisor Representative
Nancy joined Keystone Financial Group, Inc. in 2012 and serves as an Investment Advisor Representative. Her primary responsibilities include overseeing the day-to-day administration of accounts, administrative services for retirement plans and insurance needs and preparing quarterly compliance testing.
Nancy holds her Series 65 securities license and is a Licensed Life Insurance Representative. She graduated with a Bachelor of Science degree in Marketing from Missouri State University and currently resides in Marietta.
Firm Information
Keystone Financial Group, Inc. is an investment adviser in Atlanta, GA. Keystone Financial Group, Inc. is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Keystone Financial Group, Inc. only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of Keystone Financial Group, Inc.’s current written disclosure brochure filed with the SEC which discusses among other things, Keystone Financial Group, Inc.’s business practices, services, and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov.
Firm Brochure
This brochure provides information about the qualifications and business practices of Keystone Financial Group, Inc.
Form CRS
Our firm is registered with the Securities and Exchange Commission as an Investment Adviser. As such, we provide advisory services rather than brokerage services and it is important for you to understand the differences between these. This Summary is designed to help you understand the types of financial services our firm can provide you.
Please note, the information provided in this website is for informational purposes only and investors should determine for themselves whether a particular service or product is suitable for their investment needs. Please refer to the disclosure and offering documents for further information concerning specific products or services.
Nothing provided in this website constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments. Investments in securities entail risk and are not suitable for all investors. This site is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction.
This website may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward-looking statements may be identified by the use of such words as; “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory, and technological factors affecting a portfolio’s operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward-looking statements or examples. None of Keystone Financial Group, Inc.’s or any of its affiliates or principals nor any other individual or entity assumes any obligation to update any forward-looking statements as a result of new information, subsequent events or any other circumstances. All statements made herein speak only as of the date that they were made.
Disclosures
The Company only transacts business in states where it is properly registered, or excluded or exempted from registration requirements.
Past performance may not be indicative of future results. Therefore no current or prospective client should assume that the future performance of any specific investment, investment strategy (Including the investments and/or investment strategies recommended and/or purchased by adviser), or product made reference to directly or indirectly on this website, or indirectly via link to any unaffiliated third party website, will be profitable or equal to corresponding indicated performance levels.
Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. No client or prospective client should assume that any information presented and/or made available on this website serves as a receipt of, or a substitute for, personalized individual advice from the advisor or any other investment professional.
Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have [the] effect of decreasing historical performance results.