Personal Wealth Planning
A dynamic, well designed financial plan should serve as the blueprint for building and protecting the wealth that you and your family will need in retirement and beyond. Depending on your current financial picture and future goals, your plan may be straightforward or have several moving parts.
To start, we begin with an in-depth conversation to better understand your goals, financial situation and who you are as a person. We listen to where you are today – and where you envision yourself in the future. We then collaborate with you to identify actionable solutions and guide you through their implementation. The process does not stop there, however, as we continue to revisit and adjust the plan to reflect your ever-evolving life. Regardless of where you are in the process, we have the specialized expertise and resources to ensure you remain on track towards achieving your goals.
Tax Planning
Keeping the most of what you earn is crucial to building long-term wealth. However, it takes a thorough understanding of complex tax laws to ensure you do. That’s why it’s our job to help you make sense of the ever-changing tax landscape and develop a proactive plan to maximize your tax savings. Depending on your unique situation, we will work with you to identify opportunities in some or all of the following areas:
- Active tax loss harvesting
- Charitable giving
- Roth conversions
- Tax-advantaged accounts
- Tax-efficient investment vehicles
- Tax-exempt bonds
Estate Planning
Estate planning can be difficult to “get around to” – but here at KFG, we view this service as an integral part of a well-rounded financial plan. Much like the financial planning process, we work with you to identify what matters most to you and make recommendations, after which we have an experienced estate planning attorney draft the necessary legal documents. Once established, we continue to monitor your estate plan and recommend updates to accommodate changes in your personal circumstances and estate laws. We have taken great care to keep this process as simple as possible while still allowing you to leave a legacy that you and your family will be proud of.
Life Insurance
Failing to secure adequate insurance protection can be financially devastating to business owners and highly successful individuals when unexpected circumstances arise. Leaving a strain on those close to you and potentially your business as well. Our team can help you sort through the various options and determine the type and coverage amount that makes sense for your unique needs. As a Registered Investment Advisor, we’re held to a fiduciary standard placing our client’s needs ahead of our own, so you can always feel confident that our advice on insurance is completely objective and independent.